Yacht Financing and Boat Loans
At Sterling Associates, we make boat financing fast, simple, and stress-free. Buying a boat should be exciting, not overwhelming. Our job is to make the loan process easy so you can focus on finding the right boat for you and your family. We Specialize in boat loans and yacht financing / refinancing from $100,000 and up to $22,000,000.
Our mission is simple: exceed expectations by delivering professional, personalized service while helping our customers make their boating dreams a reality.
Meet Joni Geis, Financing & Boat Loan Specialist
For over 27 years, Joni Geis has helped boat buyers throughout California and the West Coast secure financing for everything from family cruisers to luxury yachts. Based in San Diego, Joni has built a reputation for making even the most complicated deals come together smoothly. Whether you are buying a boat in Orange County, Newport Beach, San Francisco, or anywhere in the United States, Joni brings experience, dedication, and personal service to every transaction.
More than just a loan specialist, Joni is part of the boating community as a boat owner herself. For Joni, boating is more than a business — it is a lifestyle, a passion, and a community she is proud to be part of.

